About Broker


What our customers are saying…

Thank you so much for helping me get my insurance so quickly. I appreciate all of your help. I will definitely recommend you to my fellow classmates.
— Dave
Mr. Higgins explained in ways that I can understand. His compassion was unequal!
— Roxanne,
Thanks, Michael, I truly appreciate your prompt assistance…
— Laura
Thank you. This is helpful and I appreciate your time and assistance.
— Rick,
I was glad that you answered the phone. I know I made a good choice choosing you as my broker and applying with Blue Cross Blue Shield of Arizona. The more I think about it, the more I want to be with a company that has widespread recognition and is everywhere. So thanks again for everything!
— Liza,
“Hi Mike,
…my mother lives in Texas, but I thought I would ask you (a question about health insurance,) since the
comments about you on the website were heartfelt.

Thank you.

Houston, TX
— Rick,


You have provided professional & friendly guidance to our family for so many years and I hope you know how much we appreciate your help!!




Many years ago I decided to sell Blue Cross and Blue Shield of Arizona policies exclusively for a number of reasons. As a broker owning my own health insurance agency, I found that every time I compared benefits and pricing between the carriers, Blue Cross of Arizona came out on top. To this day I stay on top of what other medical insurance companies are offering, yet no company comes close to BCBSAZ regarding plan selection, price, and benefits. No other company has such an impressive satisfaction rating year after year either, and the number of consumer complaints filed with the Arizona Department of Insurance, Here, is very, very low. You may also check out my record on the insurance department’s website, where you will find no complaints and that I am in good standing.

As a broker for over 30 years I have specialized in Arizona health insurance all this time. I am not involved with any other type of insurance such as auto or homeowners policies. Blue Cross of Arizona has been kind enough to give me several awards over the years of which I am grateful. Many of my clients have also been kind enough to send me testimonials regarding the level of service they receive, Here.

Feel free to give me a call at your convenience, 24/7, Here.