Short Term Health Insurance

Interested in Arizona Short Term health insurance? We offer plans from Pivot and IHC. Pivot has short term health insurance plans offering up to $1 million in coverage per individual, per year, and IHC up to $2 million per individual, per year.

PIVOT LINK

IHC LINK

New Benefits from Pivot 

Routine Wellness exam paid at 100% up to $200 – No waiting period

Annual OB-GYN exam, mammogram, ovarian cancer monitoring, colorectal cancer and prostate screening benefits

Childhood immunizations and routine service coverage

Inpatient and Outpatient Mental Health and Substance Abuse benefits

Organ transplant benefits

HIV coverage

Joint, neck, and spine injury coverage

Enhanced Features

US citizenship requirement reduced to 4 months

Sickness waiting period reduced to 3 days

Out of pocket maximum now includes deductible and copayments

Waiting Period for select conditions reduced to 3 months

Preferred outpatient drug copay charge now $30 copay with no additional deductible

Pre-Authorization is now waived

Please note that Arizona short term health insurance policies are not Affordable Care Act creditable coverage policies.

Arizona short term health insurance policies are an inexpensive way to maintain coverage for up to three years at a time. Premiums are usually less than half that of a standard ACA policy. The links above will give you an exact price based on your location and policy choice. No personal information is required to generate a quote. If you would like to receive a small group quote from Blue Cross and Blue Shield of Arizona, please visit www.higginscompanies.com, or call Mike Higgins at 602-405-8769.